Did you know that you can enhance the coverage of your health insurance policy? Yes, it’s true! There are several extra benefits you can attach to your policy to ensure you get wider protection and better financial cover. You can choose from over 20 benefits, one of which is the hospital daily cash cover. Let’s see why this cover is helpful to you and why it is important to have it included in your policy.
Health insurance does a great job of covering medical bills. However, there are some other peripheral and unrelated expenses that a health insurance policy might not cover. These include money spent on food, commuting/travelling, lodging and so on. If you want your health insurance policy to cover these expenses, you can opt for the hospital daily cash benefit.
You can opt for a fixed daily cash amount of up to Rs 10,000 per day. This benefit is payable for up to 30 days of hospitalisation in a policy year per policy. One can use this daily allowance to cover all peripheral expenses incurred while in the hospital.
Some jump to the conclusion that such a helpful benefit will cost of a lot of money, and including it in the policy will cause a sharp rise in the premium amount. However, this is not true!
New-age algorithms and other sophisticated technology ensure you get a cover that is not only useful but also affordable.
Having the hospital cash benefit will ensure that out-of-pocket expenses during hospitalisation are minimal, if not eliminated altogether! Put simply, this cover will give you complete peace of mind and ensure your road to recovery is smooth and hassle-free!
We hope this article has been helpful, and has given you a better understanding of the hospital cash plan. If you’re thinking about buying health insurance, it might be helpful to invest in this cover! If you already have a policy, you can include this extra benefit while renewing your plan.
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